* Select topics of interest from green bars above. Click on bar to visit.

Thomas A. Rogers CIM, FCSI, CFP, EPC

Background and Qualifications
 View my education, accreditations and background experience
 
University: My B.A. degree from Concordia in Montreal featured a 'continuation' in economics and philosophy rounded out by the core subjects of a business administration degree which I included by taking evening courses after graduation.
 
Professionally: I have attained my CIM, FCSI, CFP and EPC designations.
CIM is the Canadian Investment Manager qualification granted by the Canadian Securities Institute (CSI). The CIM curriculum included the Professional Financial Planning course of the CSI and extensive courses pertaining to Personal Investment Management .
FCSI is the designation Fellow of the Canadian Securities Institute which is the highest achievement recognized by the Institute and is awarded to those who "have fulfilled the most rigorous requirements of education, experience, and ethical conduct".
CFP denotes attainment of the Certified Financial Planner qualification awarded by the Financial Planners Standards Council attesting to Professional Proficiency in the Financial Planning field.
EPC To better appreciate the values and needs of seniors, I have followed the curriculum leading to the designation of "Elder Planning Counselor". With this added dimension, my service to Elders can be more complete in recognition of their lives and circumstances of both aging and fulfillment of their desired potentials.
Insurance Level II I have passed the qualifying examination and am duly licensed to act as an Independent Agent for Life and Sickness and Accident Insurance. The course material was concentrated on the proper application of Life Insurance to individual and small business Financial Planning.

My Career Progression
I began my financial services career with a major Canadian bank progressing to Branch Administration and subsequently into District Personnel. I was rated as being within the top 5% of male employees at the time. Learning to relate well with people and developing good interactive work habits were the principal benefits of my banking experience.
New responsibilities in Fund Management advanced from marketing to dealers, research analysis, investment management on to becoming president of two small mutual funds responsible for all aspects of their operation. This experience gave me in-depth exposure and understanding of the investment skills needed to achieve success in the financial markets.
But I yearned to become involved again with the two most satisfying aspects of my past experience. These were the pursuit of investment knowledge and analytical skills, together with direct one-on-one service to individuals that I enjoyed so much from my banking days. This led naturally to my current role as Investment Advisor and Financial Planner in the service of individual investors.

Click on link for additional information about my:
Background and Qualifications

Top

My Service Summary begins here:

Personal Financial Management:
    A brief overview on the scope of  Personal Financial Management.
 
Personal Financial Management requires continuing Financial Planning and Administration in respect to, Investment, Tax, Insurance, Education, Retirement, Estate and Business Succession responsibilities. 
     In circumstances of substantial wealth, attending to these areas may lead to formation of Trusts and Corporate entities for certain tax advantages and effective Estate Planning. In these and other functions as your Financial Planner, I will co-ordinate the work of additional experts in legal, accounting and tax applications as their specialized services may be required.
     The governing of the overall plan and its implementation will remain our joint enterprise in the endeavour to best secure your personal interests.
 
Investment Advisory. As an experienced and seasoned Investment Advisor I draw upon fundamental and technical analysis in concert with Modern Portfolio Theory in determining Asset Allocations suitable to the time and person.
     I am able to employ a full range of investment securities including: Income Trusts, Canadian Common and Preferred shares, U.S. Equities, Bonds, Strip Coupons and other Fixed Income Securities, and also, Mutual Funds, RRSPs and RRIFs in a personal composition suitable to each individual's financial affairs and aspirations.
 
Life Insurance Advisory: I am qualified to serve as an Independant Insurance Agent. In rendering this service, I work in association with expert insurance consultants at PPI Financial Group and Versatile Financial Group to ensure policies recommended are the most appropriate to the purpose of risk management and tax advantaged life enhancement options this product can provide.

Life and related insurance products are seperate financial services of mine
in which Beacon Securities Limited has no affiliation or participation.

Click for additional information about my:
Financial Planning Service

Top

Investment Portfolio Design & Guidance
      My respect for each person's preferred style and comfort level.
Service Guidelines: In working with my clients, I prefer to:

Relate in a partnership style with an advisory and consultative approach.

Be conscious of the need for continuing client awareness.

Give guidance suitable to each individual's own style and objectives.

Assist in the financial planning of each client.

Employ the advantage of timing techniques I have developed.

Make full reference to excellent research resources.

For more on my service committment and a commentary on the nature of our investment management relationship:

Click on link for additional information:
Investment Portfolio Design & Guidance
Also, be sure to visit my Weekly Visual Market Analysis at:
Weekly Market Vision

Top

---

Insurance Products Scope
 A better life while we're alive and financial safety when we're not.
As an Independent Insurance Agent I am able to offer life, and sickness & accident insurance products of several insurers. Insurance often forms an integral part of my clients' financial, retirement, estate and tax planning strategies.
Important  functions of insurance are:
During Life to - Provide enhanced retirement income and funds when life is compromised due to ill-health.
After Life to - Furnish liquidity for the immediate needs of family and business and to offset registered plan and capital gain taxes.
From then on to - Assure a viable estate for survivor funding and possibly leave a legacy through charitable giving.
 
The tax treatment afforded to life insurance is a significantly important benefit offering sheltered investment compounding and tax free payout to beneficiaries..
For my plain language in depth revelation of this and other unique advantages of insuring against defined risks, visit my adjacent web site at:

www.tomrogers.ca, for an
Interesting Interactive Tutorial on Universal Life Insurance

Life and related insurance products are seperate financial services of mine
in which Beacon Securities Limited has no affiliation or participation.

Top

---

Our Deciding to Work Together..
 How our relationship may develop to best achieve your objectives.
- To get us off to a sound beginning, we will need to gather some initial input with which I will assist you.
- We'll gain a proper understanding of your current financial situation and how you'd like to enhance it to provide for your objectives in both the long and short term.
- In gaining a clear understanding of these objectives, we may decide it would be worthwhile for us to work out a financial plan including retirement and possibly an estate plan too.
- To set up our initial meeting, simply give me a call at: 416-463-6880 , or toll free at: 1-800-730-6154.

Top

---

References and Kudos
 Some of several comments I have received and am most appreciative of.
 
"I have known Mr. Rogers professionally and from working with him on a number of committees at our Church here in Toronto. Several clients of mine have had their investment portfolios managed by him in a manner that has indicated both diligent concern, market awareness and integrity."

G.W.E. - Barrister and Solicitor

"I have found Mr. Rogers to be personable, responsible and conscientious in all his undertakings, and accordingly have no hesitation in recommending him for any position requiring initiative and an intelligent, constructive approach.
I have been impressed with Tom's sensitivity and caring in dealing with people, his deep sense of integrity and his strong commitment to a wide variety of service projects. His leadership skills and organizational abilities are considerable."

The Reverend J.T.H
Minister, Education and Development

"I'm most grateful and appreciative of the consideration and care you've provided in looking after my account and advising me, (especially these past 10 years) but I'm sure most of your clients feel the same about you."

J.D. - Barrie

"Many thanks to you, also for the wonderful job you have done this past year to keep both my accounts looking good. I do appreciate all your patience in explaining things to me."

S.M. - Aurora

Click on link for additional references and an assessment by my industry associates:
More opinions

Top

---

The Nature of my Clients
My clients, who for the most part are professional persons or elders in retirement, approach the responsibility of managing their investments in a mature sensible fashion with realistic expectations for satisfactory results that meet their objectives.
 
In general our investment management relationship functions in three effective fashions according to client preference...
1) Reliables: There are those who rely entirely on my specific recommendations as chosen to be most suitable for them individually. These choices are made from a list of securities I have provided and have selected from the research of professional analysts or by my own reference to corporate literature. My role in securing agreement to purchase is to explain the nature of the recommendation, my outlook for its future behaviour, its function within their portfolio and any particular risk apparent to me. Above all I attempt to be sensitive to any indication of discomfort with any item recommended. I will never proceed to purchase or sell without being entirely secure I have my client's confidence in agreeing to do so.
2) Analysts: There are those who do rely on my recommendation list to make their own selections from. For these persons I will provide research references and links to relevant information from corporate websites. After their own investigation with my assistance we will usually decide between alternatives together. These clients are often more sophisticated and knowledgeable regarding investments preferring to be an integral part of the selection process. It is not unusual for them to suggest items not noted by me and which quite often prove to be a preferred choice with my endorsement.
3) Independents: There are also a few who while showing a respectful interest in my recommendation list rely almost exclusively on their own sources for investment choices and frequently will engage my thoughts regarding the merits of their selection; and, in deciding upon a suitable price for purchase or sale. These individuals are generally experienced and knowledgeable regarding investment assessment. They do not rely on 'tips' or 'hearsay' but rather are keen students of the market and stock selection.

Top

clients , experience , fncl mgmt, attitude , insurance scope, you & me , kudos